Terms of Service

TODO — lawyer review required before launch. This is a plain-language draft, not legal advice.

Not financial advice

This site provides general information and educational tools about Canadian credit card rewards. It is not personalized financial advice. Card details (rates, fees, caps, welcome offers) change; always verify with the card issuer before applying.

Welcome bonuses

Bonus values are estimates based on public offers. Eligibility, minimum spend thresholds, and "new cardholder" rules are set by issuers and are never guaranteed.

Acceptable use

TODO: define acceptable use, account termination, and liability limits.

Changes

TODO: describe how terms changes are communicated.